Consumer Credit Solutions

If you are struggling to make your payments on your first mortgage or home equity loan or home equity line of credit, we may be able to offer a payment assistance program. Don't struggle through a job loss, illness or unexpected expenses. The most important step is to let us know that you need assistance.

Options

Depending on the current status of your loan, your individual circumstances, and other factors, one or more of the following options may be available. Each of these options has requirements for eligibility.

Home Retention – Forbearance, Re-age/Extension, Modification, Repayment Plan

Home Liquidation – Short Sale, Deed-in-Lieu

How you should prepare

The most important step is to call us so that we can discuss your options. See Next Steps below.

Information we will need during our initial discussion with you:

What to expect:

Important note :

As more borrowers seek help with mortgage repayment, mortgage scams and fraudulent "solutions" have increased. No matter how you choose to deal with your situation, please take a few minutes to learn more about these scams. For information on how to identify and avoid mortgage modification and foreclosure rescue scams, please visit the Web site of the Office of the Comptroller of the Currency at www.occ.gov.

Next Steps

Housing and Urban Development (HUD) may also offer assistance.

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Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.

Insurance Products and Annuities: May be purchased from any agent or company, and the customer’s choice will not affect current or future credit decisions.

First Horizon Advisors is the trade name for wealth management products and services provided by First Horizon Bank and its affiliates. Trust services and financial planning provided by First Horizon Bank.

Investment management services, investments, annuities, and financial planning available through First Horizon Advisors, Inc., member FINRA, SIPC, and a subsidiary of First Horizon Bank. Arkansas Insurance License # 416584.

Insurance products available through First Horizon Insurance Services, Inc. (”FHIS”), a subsidiary of First Horizon Bank. Arkansas Insurance License # 100102095.

First Horizon Advisors, Inc., FHIS, and their agents may transact insurance business or offer annuities only in states where they are licensed or where they are exempted or excluded from state insurance licensing requirements.

The contents of this website are for informational purposes only. Nothing on this website should be considered investment advice; or, a recommendation or offer to buy or sell a security or other financial product or to adopt any investment strategy.

First Horizon Advisors does not offer tax or legal advice. You should consult your personal tax and/or legal advisor concerning your individual situation.

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